Bank of India Credit Officer Recruitment 2025 Apply Online

Bank of India has released the official notification for Credit Officer Recruitment 2025-26 with 514 total vacancies across three management scales – MMGS-II, MMGS-III, and SMGS-IV. This recruitment is for experienced banking professionals focused on credit operations and risk management in India.

DepartmentBank of India (BOI)
Posts514
Application ModeOnline
Application Start Date20 December 2025
Apply Online Last Date05 January 2026
Admit Card Release DateTo be announced
Exam DateTo be announced

Eligibility

  1. Educational Qualification:
    • Graduate degree from a recognized university.
      • Preferred: CA, CFA, ICWA, MBA/PGDBM in Banking or Finance or equivalent.
  2. Age Limit:
    • MMGS-II: 25–35 years
      • MMGS-III: 28–38 years
      • SMGS-IV: 30–40 years
      Relaxation for SC/ST (5 yrs), OBC (3 yrs), PwBD, Ex-Servicemen as per Govt rules.
  3. Experience:
    • MMGS-II: Min 3 yrs officer experience with 2 yrs in MSME/Corporate/Commercial credit.
    • MMGS-III / SMGS-IV: 5–8 years relevant progressive banking/credit experience.

Salary & Vacancy Details

  1. MMGS-II: ₹64,820 – ₹93,960
  2. MMGS-III: ₹85,920 – ₹1,05,280
  3. SMGS-IV: ₹1,02,300 – ₹1,20,940

Application Fee

  1. General/OBC/EWS: ₹850
  2. SC/ST/PwBD: ₹175
  3. Fee payment through SBI e-Pay only.

Documents

  1. Graduation certificate
  2. Professional qualification (if applicable)
  3. Experience certificates
  4. Photo & signature (scanned)
  5. Category/Disability certificates (if applicable)
  6. Proof of identity and address

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Selection Process

  1. Shortlisting of eligible applications.
  2. Online exam and/or Interview (based on number of applications).
  3. Final merit list to be published after assessment stages.

Vacancy Details

Post/ScaleNumber of Posts
SMGS-IV (Senior Management)36
MMGS-III (Mid-Senior Level)60
MMGS-II (Mid-Level)418
Total514
Reservation as per Government of India norms applies.

How to Apply Online For Bank of India Credit Officer Recruitment 2025

  • Visit the Bank of India official website: https://bankofindia.bank.in/
  • Go to Careers/Recruitment section.
  • Open Credit Officer Recruitment 2025-26 notification.
  • Click Apply Online and register.
  • Fill personal, educational, and professional details.
  • Upload required documents & pay the fee.
  • Submit and download the confirmation page

Bank of India’s 514 Credit Officer recruitment is a strong opportunity for banking professionals with relevant qualifications and experience. With good pay scales and career growth, eligible candidates should apply before 05 January 2026.

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